docs: add OAuth token endpoint design plan (MM-77)
Completed brainstorming session. Design includes:
- ES256 persistent signing key (oauth_signing_key table, AES-256-GCM encrypted)
- DPoP server nonces (in-memory store, 5-min TTL, required on all token requests)
- Refresh tokens only in DB (JWT-only access tokens, no revocation overhead)
- 6 implementation phases: schema → signing key → nonces → routing → auth_code grant → refresh grant